Well y’all here we are again! 2018 just flew by, I mean I feel like just yesterday I was buying leftover Valentine’s candy and today I am buying leftover Halloween candy. Every year buying that candy and planning for turkey day reminds me – it’s time to remind all of you to start planning for next year. YES start already. Because - why not? Get … [Read more...]
Wassup With Debt?
Debt has been a hot topic across the Ag community recently and not really because it has been good news. Credit conditions are tightening. Some producers have had back to back loss years and some are fighting to hit breakeven. Needless to say the definition I always refer to for a farmer is now ringing more true than ever – “Land Rich and Cash … [Read more...]
Can I Interest You in a Conversation About Debt?
It is about time to start thinking about debt again folks. Well, you never really quit thinking about debt, but it is the time of the year you have to address it and give it a little extra attention. We all know how things are looking out there. Prices are down and some areas have also been hit hard with disease or weather events. It is hard … [Read more...]
So much advice for 2016, what is actually working so far?
The topic that was trending more than any other from the end of 2015 to the first quarter of 2016 was definitely "How to make it through 2016." With depressed commodity prices and higher debt loads many were left scratching their heads on how to pull together a plan to make ends meet. Well, out of all of the advice that was given I am going to … [Read more...]
Why All The Fuss About Peanuts?
While reading your daily Ag news outlet of choice, you probably won’t see near as many stories about peanuts as you do about corn, soybeans, wheat, and cattle. Well don’t fret because you are about to get the down low on peanuts. Peanuts can be found throughout the U.S., but they are one of the most predominant crops found in the South. Now let’s … [Read more...]
5 Steps Beyond Your Basic Financial Plan at Tomorrow’s Top Producer
I am very excited to be a part of Tomorrow's Top Producer Conference this year. This is their first 2 day conference for Next Generation Farmers. As someone who devotes a lot of time working with the young farm generation, I couldn't be happier to be a part of the event. The conference could not be at a better location either, … [Read more...]
You made a plan for the year, now what?
So, you sat down and made this amazing plan at the beginning of the year. Right?! You projected your income, set a budget, updated your financial statement, and ran some possible scenarios. Well, now that the crop year has begun are you following the plan? Is there a reason why you can’t? Has something changed? Why go to all the … [Read more...]
Farming in Georgia, Y’all it is Different
How people farm as well as what people grow varies from country to country, state to state, county to county, and farm to farm. It is easy to acknowledge only our own backyards. When talking about how different other areas, or forms of agriculture are, we also need to recognize how different we are in the eyes of others looking at us! So, let me … [Read more...]
Making changes? Start with what you can most easily control!
There are a lot of things in farming that are beyond all of our control. Prices, weather, and global issues just to name a few items that we can't begin to try to control. There are most certainly steps you can take to mitigate your risk and control as much as you can, but you have never have total control over certain things. So when times … [Read more...]
Tough Times Call For Tough Decisions
Tough times call for tough decisions, especially when it comes to debt. In tough and trying times such as these you may find yourself making decisions you made have not made under other circumstances. You may decide to cut some corners you may not have even thought about in the past or restructure debt in a way that would have made you cringe in … [Read more...]
